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Cash-flow buffer calculator

See what remains after operating costs, taxes and all financing payments.

Enter your assumptions, then calculate.

Assumptions and limitations

This simple monthly illustration keeps entered costs and financing payments unchanged while reducing receipts by 20%. That percentage is a scenario, not a lender rule. It does not model daily timing, seasonal changes, owner withdrawals unless included in your costs, or automatic changes in sales-linked collections. A positive number is not an approval or proof of affordability.

The calculation

Cash remaining = collected receipts − operating costs − tax reserve − existing financing − proposed financing.

No information entered here is sent to Mehmi. Review the provider’s written schedule and applicable disclosures before relying on any estimate.

Use the result in a comparison

Run the same assumptions for each proposal and read the offer comparison guide. For an MCA, also read factor rate versus APR.

Your next step

Ready to discuss a business financing request?

Share your business and funding purpose with Mehmi Financial Group. Availability is checked before options are discussed; an enquiry is not an approval.

Apply now for financing

Broker, not a direct lender. Commissions may apply. No funding outcome or date is guaranteed.

Business purposes only.
Eligibility and terms apply.
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