The product distinction
Its published page distinguishes fixed collections from a flex option linked to card sales.
Ask about the actual offer
Which collection option is in my agreement, and how do I request an adjustment if revenue falls?
- Who is the legal provider and who makes the credit decision?
- What amount reaches the business after every deduction?
- What is the total obligation and actual collection schedule?
- Which guarantees, security and early-settlement provisions apply?
What to watch
Do not treat a request-based adjustment as an automatic reduction. Confirm the purchased amount, net proceeds and early-settlement terms.
Ask how existing bank security, personal guarantees and provincial requirements affect the proposed facility. If revenue and repayments use different currencies, show the cash effect of an exchange-rate change.
Compare beyond the headline
Use the written-offer checklist and calculators to test the proposal against the same cash need as other options. Advertised products can change; only the final written agreement establishes the terms offered to your business.
Sources and further reading
Official background and product information checked on October 26, 2026. Planning examples and decision questions are editorial analysis, not provider quotes. Confirm current terms before acting.
- 2M7 official product information (opens a new tab)
Source of the published product description; no confidential lender criteria used.
Your next step
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