Provider research · Checked October 25, 2026
A curated starting point, not a ranking. Banks and non-bank lenders are listed for their own lending products. Direct factoring is identified separately.
How we select providers ↓17 providers · alphabetical order · no paid ranking
Accord describes its commercial financing services and funded facilities, including asset-based and equipment finance. This entry covers its Canadian offering.
Ask: How do reserves and ineligible assets affect the amount available to draw?
Compare the borrowing-base calculation, reporting duties and any existing bank security—not just the credit limit.
Aldermore Bank publishes its business-finance offering and describes its underwriting and supplier funding. Its intermediary page confirms that it funds transactions introduced by brokers.
Ask: Which lending structure and submission channel apply to the assets being financed?
Aldermore is the funding institution for the products described; a broker may still introduce the transaction. Confirm who is named in the agreement.
ANZ publishes its own business loans and overdrafts, with banker-assisted and GoBiz application routes. The page describes fixed and variable rate options.
Ask: How do the online and banker-assisted products differ for this borrowing need?
A fast conditional decision is not unconditional funding. Confirm guarantees, financial-information access and remaining settlement conditions.
The bank publishes its own business-loan and credit-line products and a direct business financing enquiry route.
Ask: Which facility fits the use of funds, and what relationship or security conditions apply?
Request a proposal for your actual loan size and repayment period; a published rate is not an individual offer.
BDC offers business financing to businesses operating in Canada and publishes separate loan routes for these purposes.
Ask: Which project costs and initial operating expenses can this proposal fund?
Prepare the complete project budget and commissioning timetable. Development-bank financing is repayable finance, not a grant.
Commonwealth Bank publishes its own BetterBusiness Loan, Business Overdraft and vehicle/equipment financing products on its Australian business site.
Ask: Which costs belong in the equipment facility and which require operating finance?
Compare the exact bank product and security package. The availability of several products does not mean they can all fund the same expense.
Its Canadian factoring page states that eCapital advances funds on approved invoices and collects customer payments. This is a direct factoring offering.
Ask: What happens to fees, reserves and recourse when an invoice is disputed or paid late?
Factoring is a receivables transaction, not a conventional business loan. Confirm the contract and the relevant Canadian entity.
iwoca identifies itself as a business lender and publishes its own Flexi-Loan offering. This entry is limited to that lending product.
Ask: How does the repayment schedule change after a draw, top-up or early payment?
Compare total payments under your expected usage. Other services or marketplaces within a group are outside this entry.
Its Canadian site identifies the business as a commercial finance provider and describes its own asset-based lending against eligible receivables, inventory and equipment.
Ask: How are the different asset pools valued, monitored and released?
This profile covers Canadian direct commercial lending, not a third-party introduction. Compare actual availability after reserves and existing debt payouts.
National Australia Bank publishes its own business lending products, including loans, overdrafts and vehicle or equipment finance.
Ask: Which security, guarantee and review conditions apply to this particular product?
A bank’s product range includes different structures. Match the proposal to your cash cycle and asset ownership needs.
NatWest publishes its own loan and overdraft products with interest, security and guarantee disclosures. This entry covers these bank products.
Ask: What happens at the overdraft review date, and what guarantees are required?
Read the product-specific terms. Alternative-funding or referral links on a bank website are not included in this entry.
NFS states that it uses its own capital and makes credit decisions in-house. Its corporate-customer page describes equipment financing in the US and Canada; this entry focuses on US transactions.
Ask: What structure, asset value and end-of-term obligations are used in this proposal?
The funding role is supported by its own-capital disclosure. Lease structures still require confirmation of the legal lessor, purchase options and security.
Prospa describes itself as an Australian small-business lender and publishes its own lending products and application route.
Ask: What is the payment frequency, early-payout cost and personal-guarantee requirement?
Model payments against the weeks you actually collect revenue. Confirm the lending entity and terms in the final agreement.
RBC Royal Bank publishes its own Canadian business loans and credit lines, with product information and a bank application or enquiry route.
Ask: Should this project use a term loan, operating line or separate facilities?
Check the contracting entity, borrowing currency, security and account requirements. A Canadian product page does not establish cross-border eligibility.
Shawbrook Bank publishes its own asset-based lending facilities and describes UK funding scenarios including acquisitions, refinancing and working capital.
Ask: How do the borrowing base, cash-flow tranche and group guarantees interact?
Shawbrook states that this asset-based lending product is not regulated by the FCA or PRA. Bank status does not make every commercial product regulated.
TAB Bank publishes business lending and factoring products on its bank website. Its broker partnership program is an origination channel, not evidence that the bank itself is a broker.
Ask: Which receivables qualify, what reserves apply and how often is availability recalculated?
Separate the bank’s lending products from factoring. Confirm whether your transaction is a loan or a receivables purchase.
Wells Fargo publishes its own BusinessLine and Prime Line of Credit products and links to its SBA lending offering.
Ask: Which line fits the business, and what guarantee and review conditions apply?
Compare the specific credit-line agreement. An unsecured label does not by itself mean that no personal guarantee is required.
No providers match these filters. Try another country, type or search term.
Entries require public first-party evidence of the named provider offering the specified finance itself. Banks qualify for their own lending products; a specialist must describe its lending or direct funding role. A broker partnership does not automatically make the funding institution a broker.
Introducers, comparison marketplaces and broker-only offerings are excluded. Where a group has mixed activities, the entry is limited to the identified direct product. Factoring is labelled as a receivables transaction, not a conventional loan. A public website is evidence for classification, not an independent solvency or regulatory audit.
This launch list is deliberately selective. It is not the whole market, an endorsement, a lending panel or a claim of a referral relationship. Listings do not contain private underwriting criteria, commissions, guessed rates or approval scores. The links are ordinary source links, without affiliate tracking.
Before submitting personal or financial documents, verify the legal entity, official contact route and relevant regulatory status for your transaction. Ask who will appear as lender, lessor or factor on the agreement. Geographic coverage must be confirmed for your business.
Prepare your questions before applying →